Job title: JR/2021/64 – Credit Officer- I L S
Age Limit: 40 Years
Experience: Years
No. of Vacancies: 2
Minimum Academic Qualification Required: Diploma
Deadline: 27/Oct/2021
Job Description:
Reporting Relationships:
• Responsible to : Credit Supervisor (Branch)
• Responsible for : None
Main Purpose Of The Job:
Recruit and train clients through registration and loan disbursement to enhance growth in loan portfolio.

Duties And Responsibilities:
1. Achieve and maintain the set monthly targets.
• Recruit, train clients and disburse loans.
• Mobilise savings deposits.
• Sell other Pride products.
• Make CRB credit applications.
• Follow up on loan repayment.
2. Comply with branch and BOU set targets.
• Follow up payment for enrolment of clients onto the credit reference bureau before accessing loans.
• Post loans accurately.
• Prepare weekly monitoring reports on prospective and existing clients.
3. Compile reports on the ongoing loan disbursement.
• Update client loan files.
• Prepare draft report for submission to the Credit Supervisor.
• Recommend to the supervisor any changes to improve service to clients.
4. Filing loan documentation.
• File all relevant information as per Pride’s policies and procedures.
• Verify completeness of loan application file.
• Submit files to the Credit Supervisor for verification.
Key Performance Indicators:
• Percentage of loans disbursed per month.
• Maintain percentage of active clients.
• Growth of portfolio.
• Percentage of active clients.

Academic Qualifications:
• Diploma or Bachelor’s Degree in Commerce, Economics, Microfinance, Development Economics, Development studies, Business Studies, Accounting and Finance, Marketing, International Business, Financial Services & Business Computing, Business Statistics, Entrepreneurship & Small Business Management, Social Sciences, SWASA, Education, Procurement & Chain Supply Management, Procurement & Logistics Management, Human Resource Management, Industrial & Organization Psychology, Project Planning and Management, Entrepreneurship and Project Planning, Public Administration and Management, Sales and Marketing Management, B. Agriculture & Rural Innovations, Agricultural Engineering, Agricultural Extension, Engineering, or in any other relevant / related field.
• 2 Principal passes at A’Level +
• Credit and / passes in English and Mathematics at O’ Level.
• Person Specifications:
• The candidate must be able and willing to ride a motorcycle and should possess a valid RIDING PERMIT.
• Should be willing to work in any part of the country where Pride operates.
• Should be ready to challenge themselves to continuously deliver exceptional performance.
• Should be computer literate, highly motivated, innovative and a self-starter.
• Should have excellent presentation, interpersonal and communication skills.
• Should possess leadership skills.
• Should be honest, trustworthy and have a high degree of integrity.
• Should not be more than 40 years of age.