To provide support and direction in the execution of Credit Risk Management goals for Personal, Business & Commercial Banking clients across all product levels, whilst being responsible for the direction, oversight and execution of the credit risk control standards for Account Management across the portfolio in Credit Risk Management in order to deliver effective customer experiences.

Key Outputs:
• Provide adequate controls over the risks encountered in the post-credit granting stage of the credit process.
• Drive effective people management & administration practices
• Assisting in the implementation of the credit procedures by maintaining a tight control over all aspects of advance administration to contain credit risk within acceptable parameters and ensuring that all bank and statutory returns/ reports are produced in an accurate and timely manner

QUALIFICATIONS
• Education Background: University Degree
• Field of Study: Economics, commerce, statistics, and any business-related field.

Experience Required
• Risk Management: In-depth understanding of the features, requirements, and operation dynamics of all Bank’s products. At least two years of banking operations experience with good understanding of Bank guidelines, procedures, policies, and regulatory requirements.

ADDITIONAL INFORMATION
Behavioral Competencies:
• Checking Details
• Embracing Change
• Examining Information
• Following Procedures
• Interpreting Data
• Making Decisions
• Meeting Timescales
• Team Working
• Upholding Standards

Technical Competencies:
• Evaluating Risk Management Effectiveness
• Financial Statement Analysis
• Financial Systems Administration
• Risk Identification
• Risk Reporting