Hofokam limited is one of the largest Micro Finance Institutions operating in western Uganda with its Head Office at Fort Portal. Its Vision is “to be the champion of vibrant and economically empowered households in Uganda”. Hofokam’s Mission is “to provide quality financial services, information and businesses training to the economically active poor so as to enable them to realize their full potential”. As an equal opportunity employer, it invites qualified candidates to apply for the jobs being advertised below:
Position : Branch Head
Department : Credit
Location : Branch Office
Reports to : Head of Credit
Positions Supervised : Branch Staff
Available Vacancies : Three (3)
1. Main Purpose of the Position:
To supervise and monitor all work performed by Branch Staff, grow the Branch’s Loan Portfolio and account for Branch resources in line with the business strategy, policies and set targets; and the UMRA Laws and regulations.
2. Working Relationship:
Internal : Managing Director / Heads of Departments / Staff;
External : Development partners through the authorised Heads of Departments by the Managing Director, especially where a Branch is running a special programme / Clients / Court bailiffs.

Key Result Areas:
The Branch Head will ensure to:

• Initiate, plan and monitor growth and Quality of the Branch Loan Portfolio in line with Hofokam’s Business plan;
• Implement Branch internal controls and procedures in line with the Institution’s policies and UMRA regulations;
• Identify , plan, review and evaluate staff development and performance needs in line with Hofokam’s existing HR policies and guidelines;
• Review, coordinate, monitor and authorize all the processes of opening, reactivation, transfer and closure of all accounts in line with Hofokam’s policies and procedures, KYC guidelines and money laundering guidelines;
• Coordinate and monitor the process of calling day’s work and submit reports in line with the Hofokam’s savings operations policies and procedures;
• Conduct regular field visits and carry out the verification of Loans to improve the Branch loan portfolio quality;
• Generate periodic performance related reports for Hofokam’s Management, and other key development partners;
• Train, Coach and mentor staff under his or her jurisdiction

Technical Skills

• Credit risk awareness: Ability to conceptualize credit risk inherent in the Institution’s lending products and the ability to contribute to Internal Credit assessments and Portfolio strategy discussions.
• Legislation: Must be familiar with legislation and statutory requirements relating to credit approval, administration and monitoring.
• Conceptual and Analytical Skills: Must be able to conceptualize issues and analyze credit proposals to great detail to understand underlying issues.
• Technology Skills: Computer literate with proficiency in MS office and excel
• Financial Analysis Knowledge: Ability to comprehend and analyze financial statements in regards to credit risk.
• Knowledge of Business Environment: Must understand local and global dynamics of the business environments facing customers, Hofokam and other stakeholders.

Academic Qualifications & Experience:

• A minimum of a first Degree in any Business Related Field or the equivalent;

• At least 5 years of progressive experience in the credit or finance operations

Personal Attributes /Competencies:
• In-depth knowledge in Credit operations;
• Thorough understanding of Hofokam’s operational Policies and Procedures;
• Proficiency in Hofokam’s products and services;
• Excellent communication skills;
• Excellent customer service skills;
• Excellent interpersonal skills;
• Excellent Leadership and People management skills;
• Good Strategic business planning and implementation skills;
• Excellent Analytical skills;
• Good Risk Management skills;
• Excellent report writing skills;
• Good knowledge of the Management Information System;
• High level of Integrity, incorruptible, honesty, dependable and a trust worthy person;
• Ability to work under pressure and with limited supervision;
• Ability to ride a motorcycle and in possession of a valid driving/riding permit as per the Republic of Uganda’s traffic Laws

Job Specifications
Age
30-45 Years of age.
Academic Qualifications & Experience:
A Degree in any Business Related Field or the equivalent;
At least 5 years of progressive experience in the credit or finance operations

Application letter and CV only should be emailed to [email protected] not later than 22nd July 2020.

Attachments MUST be in one PDF document and not exceeding 5MB size.

Only Shortlisted candidates will be contacted. If you do not hear from us by 1st August 2020, consider your application unsuccessful.