Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 174.69 billion as at June 2024 and a purpose to transform lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 47 locations country wide. Pride is an equal opportunity employer looking for competent and experienced individuals to fill the vacancy of Credit Administration Officer.
The Credit Administration Officer will be responsible for proper handling of credit monitoring and reporting activities and preparation of all different credit reports in line with credit policy and procedures.
Specific Responsibilities include:-
• Review daily disbursement report to confirm correct charging of processing fees, stamp duty, Insurance, interest rate in line with the credit policy.
• Identify and maintain a dairy to track all insider credit facilities and proactively ensure all are
reported monthly in line with the credit policy.
• Preparation of the EXCO and the Key Risk instruments (KRI) report in line with the set guidelines.
• Post accounts approved for write off in line with the guidelines.
• Prepare analysis reports of demand for Credit facilities by sector.
• Verify all Management Information System (MIS) related issues raised by branches, analyse & recommend remedial action, seek management’s approval thereof and coordinate resolution in liaison with Business Technology / and Branches in line with Credit policy.
• Prepare accurate Loan to value report as per BOU format and the Quarterly Monitoring Report in line with the credit policy.
Minimum academic qualifications, Experience & competences:
• Bachelor’s degree in any discipline.
• Should possess years’ experience in Credit operations.
• Proficiency in Microsoft Office (e.g Ms Word, Ms Excel & Ms Power Point)
• The candidate should have ability to communicate clearly in a professional manner is deemed
essential, ability to build functioning working relationships across organizational, corporate,
and cultural boundaries, must be a person of integrity with good leadership skills and
understanding of the credit business