JR/2021/43 – Credit Officer Ils
Age Limit: 40 Years
Experience: Years
No. of Vacancies: 2
Minimum Academic Qualification Required: O Level
Job Description:
The Credit Officer – Individual Lending will report to the Credit Supervisor and will be responsible for recruiting of clients, verifying sources of income and visiting prospective clients’ homes and business to assess credit worthiness.

SPECIFIC RESPONSIBILITIES INCLUDE:
• Marketing the Individual lending products.
• Client mobilization, sensitization and training.
• Preparation of credit applications for credit committees according to policy.
• Loan disbursement according to policy.
• Follow- up and recovery of loans according to policy.
• Ensuring proper filing of all Individual Lending documentation.
• Contribute positively to branch performance by continuously achieving all set targets.
• Any other duties as directed from time to time.

MINIMUM ACADEMIC QUALIFICATIONS FOR JOB POSITIONS:
• Diploma or Bachelor’s Degree in Commerce, Economics, Microfinance, Development Economics, and Development studies, Business Studies, Accounting and Finance, Marketing, International Business, Financial Services, Business Computing, Business Statistics, Entrepreneurship & Small Business Management, Social Sciences, SWASA, Education, Procurement & Chain Supply Management, Procurement & Logistics Management, Human Resource Management,
• Industrial & Organization Psychology, Project Planning and Management, Entrepreneurship and Project Planning, Public Administration and Management, Sales and Marketing Management, B. Agriculture & Rural Innovations, Agricultural Engineering, Agricultural Extension, Engineering, or in any other relevant / related field.
• 2 Principal passes at A’Level +
• Credits &/ passes in Maths and English at O’level

PERSON SPECIFICATIONS FOR JOB POSITIONS:
• The candidate must be able and willing to ride a motorcycle, should possess a valid riding permit and / or process one within a period not exceeding three months of probation.
• Should be willing to work in any part of the country.
• Should be ready to challenge themselves to continuously deliver exceptional performance.
• Should be computer literate, highly motivated, innovative and a self-starter.
• Should have excellent presentation, interpersonal and communication skills.
• Should possess leadership skills.
• Should be honest, trustworthy and have a high degree of integrity.
• Should be fluent in commonly used local languages.
• Should not be more than 35 years of age.

QUALIFICATIONS:
Diploma or Bachelor’s Degree in Commerce, Economics, Microfinance, Development Economics, and Development studies, Business Studies, Accounting and Finance, Marketing, International Business, Financial Services, Business Computing, Business Statistics, Entrepreneurship & Small Business Management, Social Sciences, SWASA, Education, Procurement & Chain Supply Management, Procurement & Logistics Management, Human Resource Management, Industrial & Organization Psychology, Project Planning and Management, Entrepreneurship and Project Planning, Public Administration and Management