Job Title: Loans Officers
Job Type: Full Time
Job Category: Banking
Work station: Kampala
Number of jobs: 5

Description
Reporting to the Branch Manager, the Loans Officer is responsible for loan processing, loan management and customer service at the Branch level. Specifically, the roles attached to this position includes;
• Effectively and efficiently serving all loan customers at the Branch.
• Advising the customers on loan eligibility and the amount to qualify for.
• Carrying out loan appraisal, loan assessment and ensure all relevant documents are annexed.
• Recommending loans for approval by the Branch Manager.
• Handling general customers’ queries at the branch and guiding customers on matters regarding products and services.
• Opening customer accounts and updating the Accounts register at the Branch.
• Ensuring there is sufficient stationery at the banking hall at all times.
• Deputizing the Branch Manager in his/her absence.
• Ensuring safe custody of members records (files) that are always up to date supported by every day filling of documents.
• An alternate Strong room custodian at the Branch.
• Ensuring completeness of all loan applications from application to drawdown.
• Making recommendations on all credit loans.
• Ensuring all micro finance groups at the branch comply to the group and individual savings as per policy.
• Ensuring all micro finance loans are fully secured
• and where applicable the security perfection is done before drawdown, taking due diligence in accepting items taken as collateral.
• Marketing and cross-selling the Banking products and services.
• Any other duties assigned by the Branch Manager.

Required Qualifications and Work Experience:
• Diploma or bachelor’s degree.
• Computer knowledge.

Required skills
• Confidence around people
• Ability to handle people
• Ability to handle stressful tasks
• Self-motivated
• Must possess leadership and supervisory skills.
• Excellent numerical and analytical skills.
• Excellent interpersonal and communication skills.
• Minimum age 23 years old and Maximum of 30 years’ old
• Experience in sales is an added advantage