The role is responsible for ensuring that ENCOT conducts its business processes in compliance with laws and regulations,
professional standards, and accepted business practices. The Risk and Compliance Officer has a responsibility for upholding the ethical integrity of the organization and ensuring that business activities are conducted using a regulatory
framework. He should advise Management on possible risks and how to mitigate them through performing regular
audits and executing them under design control systems.

Major areas of accountability:
• Develop, maintain and implement strategies and annual plans for risk and compliance management and
• related activities
• Maintain and review policies, procedures, business continuity plans and annual plans for Compliance
• Oversee and monitor the implementation of the risk and compliance frameworks throughout the ENCOT
• including risk and compliance assessments, control environment evaluations and action plans.
• Report on Risk and Compliance to senior management, Audit and Risk Committees and as required, external
• stakeholders.
• Ensure Risk and Compliance Assessments are undertaken including analysis and reports on developments,
• exposures, control, breaches and related action plans across ENCOT.
• Identify and communicate as necessary industry developments and changes in best practice for risk and
• compliance management.
• Provide guidance, advice, and/ or training and educational programs, to embed business understanding of risk
• management, related laws, regulatory, contractual and policy requirements to staff and key stakeholders, as
• required
• Liaise with senior managers in particular to ensure they understand their roles and obligations within their
• jurisdictions and commit with timelines for reporting.
• Provide additional appropriate support to other departments. Management and supervision of members of
• the risk and compliance team.
• Any other duties assigned.

Minimum Qualifications & Attributes:
• Bachelor’s degree in Business Studies, Accounting, Finance or related field or equivalent work experience; MBA
• or Advanced education preferred. With a minimum of 4 years’ experience.
• Strong background and prior experience in risk and compliance management cycle.
• Demonstrated knowledge and skills in people management including the ability to lead and motivate others.
• Vast knowledge and understanding of the Microfinance industry, contemporary microfinance product(s)
• structure and loan management systems in a rapidly growing microfinance business.
• Strong training and mentoring skills.
• Excellent organizational and planning skills.
• Good interpersonal and both written and verbal communication skills
• Experience in donor and partner relations
• Personal qualities of integrity, credibility, and commitment to ENCOT’s mission and vision.
• Flexible and able to multitask; work within an ambiguous, fast-moving environment while driving toward clarity
• and solutions; demonstrated resourcefulness in setting priorities and guiding investment in people and
• systems.
• Proficiency in MS Office suite, good understanding of IT and its role in modern management as well delivery of
• services to target customers.
• Able to travel as required.