With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary
To perform risk and securities administrative duties, through the execution of predefined objectives as per agreed standard operating procedures (SOPs).

Job Description
Accountability:
Risk Management
Time Split: 60%
• Responsible for monitoring & control of Corporate live portfolio to assure adherence terms & conditions of sanctions identifying any areas within the portfolio that are cause for concern / potential cause for concern. Communication both up and down the reporting lines.
• Act as a source of technical excellence and point of reference in relation to risk matters for the CCMs, Corporate and RCU.
• Manage the maintenance / improvement of the administration quality of the Portfolio (as detailed in the RCU profile).
• Maintain interactive relationship with CCMs and Corporate to ensure rectifying the outstanding issues.
• Provide input for the design and formulation of Wholesale Credit Policy (when required).
• Own and monitor the achievement of agreed targets for risk performance measures by the RCU team taking corrective action where applicable.
• Management of maintenance, review & follow up of a complete Diary System detailing review dates/interim review dates/loans repayment dates/ excesses clearance dates
• Manage production and review of Financial Covenant Monitoring sheet detailing outstanding issues regards covenant breaches etc.
• Managing and review of the Daily Refer List to ensure excesses have been approved and diarised to check clearance.
• Monthly review of the applicable interest rate & comm. for all corporate customers using sanctions and Interest Audit Report.
• Manage the monitoring of syndicate loans (repayment of instalments, interest, conditions with the agent / participant banks

Accountability:
Business Risk Partnership
Time Split: 20%
• Support the Credit Admin & Policy Manager in monitoring service and delivery in line with business needs
• Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements, cost reductions and development of RCU staff.
• Work in partnership with colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers.
• Support & contribute team work conducted by the Corporate Credit Team.
• Maintain interactive relationship with CCT and Corporate to ensure rectifying the outstanding issues.
• Attend meetings with the Corporate Credit Manager/Relationship Manager/Security if problem related issues are to be discussed/need to be resolved.

Accountability:
Team Work
Time Split: 20%
• Develop and maintain a close working relationship with Corporate Banking Team and Corporate Credit Risk Team and other functions.
• Maintain interactive relationship with Corporate Banking Team and Corporate Credit Risk Team to ensure rectifying outstanding issues.
• Support the Credit Admin & Policy Manager in delivering effective PDs for individuals within the team.
• Develop and maintain a database of management information to assist the monitoring and control at the Corporate and individual portfolio level.
• Attend all meetings relevant to the job and to report on issues affecting team performance.
• Participate, support and contribute in team activities, launches and social occasions conducted by the Corporate Credit Risk Team.
Provide assistance to Corporate Credit Risk Team as needed to ensure the achievement of business goals.

Education
Higher Diplomas: Business, Commerce and Management Studies (Required)