Business Development Executive – Home Loans at dfcu Bank
- Company: dfcu Bank
- Location: Uganda
- State: Uganda
- Job type: Full-Time
- Job category: Banking Jobs in Uganda - dfcu Bank Jobs in Uganda
Job Description
Job purpose:
• Reporting to Manager- Mortgages, the role holder will grow the Bank’s mortgage and home loans business through sales, service and retention of a specified portfolio and ensure portfolio quality is in line with the Bank’s objectives.
location: Kampala
Key accountabilities:
• Aggressively grow the mortgages and home loans portfolio by opening new accounts whilst also maintaining existing opportunities.
• Develop and maintain relationships with key partners and other relevant bodies to ensure that the bank maximizes its sales potential.
• Coordinate customer engagement activities both onsite and off-site and conduct regular online and face-to-face customer visits, site visits and recognition initiatives
• Follow up on all queries and complaints from the customers and give timely resolution.
• Compile monthly, quarterly, and annual reports for measuring growth against target.
• On a selective basis, make joint calls with corporate & Business Banking RMs for acquisition of new business and feedback.
• Assess credit requests in conjunction with the credit department in line with the banks credit standards, policies, procedures, and practices and recommend action to the credit department and committee.
• Maintain a database of customers by individual relationship manager for business assistance, bank related communication and professional networking and engagement sessions.
• Coordinate and follow up on business files submitted by sellers for approval to credit for a fast turnaround time.
• Generate new business from incoming inquiries to support the various Bank segments
Qualifications, experience and competencies required:
• University Degree
• Relevant Practical training in business growth in the financial services sector
• Three years banking experience in a sales role.
• Good selling, negotiation & influencing skills.
• Good understanding of the home loans and mortgages sector, industry, and business awareness.
• Excellent problem solving and decision-making skills.
• Good verbal and written communication skills
• Must have a good understanding about consumer banking product features, pricing, benefits, positioning, design, and promotions.
• Advanced, computer literacy, numerical skills, and statistical skills.
• Interpersonal relationship skills, Assertive, “self-starter” personality that is energetic and a natural net worker;
• Team player, ability to work under pressure and in position to exercise excellent judgment.