To diligently prepare Credit documentation and manage client facilities in line with the approved terms and conditions, Credit Policy and regulatory requirements.

Key Responsibilities:
• Preparation of offer letters in line with approval requirements, Credit policy and regulatory requirements.
• Coordinate activities with the bank’s collateral valuation /insurance service providers.
• Control the recording, deposit and withdrawal of the security documentation and coordinate the activities of the securities movement book in liaison with the Legal department.
• Ensuring that all pre-disbursement conditions are complied with before booking the facility including the availability of funding.
• Ensuring that correct limits are input and all applicable fees collected in accordance to offer letter instructions.
• Ensure post-disbursement compliance with approved terms and conditions.
• Ensure that the collection of repayment instalments is done using the right system codes.
• Conduct daily activities of log book assessment and payment of stamp duty of log book endorsement.
• Ensure timely remittance of staff insurance and consumer loan premiums to individual insurers.
• Ensure that Insurance renewals are up to date on business as well as assets taken as collateral.
• Ensure no revenue leakage concerning interest rates and collection of required fees among others.
• Generate monthly reports on Credit-related reconciliations such as reconciliation of interest in suspense, admin fee and insurance reconciliations.
• Handling correspondences like customer loan balance enquiries and releases.

Education.
• A Bachelor’s degree from a reputable University.
• Good understanding of Credit Risk & Credit Administration

Experience.
• A minimum of 2 years’ Banking experience in a Credit role
• Good knowledge of Credit Products

Skills and competencies.
• Analytical and Investigation Skills
• Accounting Skills
• Sound understanding of the banking industry
• Knowledge and understanding of FIA
• Excellent oral and written communication
• Excellent relationship management
• Computer skills
• Results-driven orientation
• High integrity
• Multi-tasking disposition
• Satisfactory Customer Service Disposition.