Job Purpose: To diligently prepare Credit documentation and manage client facilities in line with the approved terms and conditions, Credit Policy and regulatory requirements.

Reports to : Credit Administration & Monitoring Manager

Department : Credit

Key Responsibilities:

Preparation of offer letters in line with approval requirements, Credit policy and regulatory requirements.

• Coordinate activities with the bank’s collateral valuation/Insurance service providers.
• Control the recording, deposit and withdrawal of the security documentations and coordinate the activities of the securities movement book in liaison with the Legal department.
• Ensuring that all pre disbursement conditions are complied with before booking the facility including availability of funding for the facility.
• Ensuring that correct limits are input and all applicable fees collected in accordance to offer letter instructions.
• Ensure post-disbursement compliance with approved terms and conditions.
• Ensure that the collection of repayment installments is done using the right system codes.
• Conduct daily activities of logs books assessment and payment of stamp duty of log books endorsement.
• Ensure timely remittance of staff insurance and consumer loans premium to individual insurer.
• Ensure no revenue leakage in regards to interest rates, collection of required fees among others.
• Generate monthly reports on Credit related reconciliations such as reconciliation of interest in suspense, admin fee and insurance reconciliations.
• Handling correspondences like customer loan balance inquiries and releases.
• Ensure proper custody of credit documentation/files of all customer credit facilities
• Ensure monthly preparation and update of NPA Schedule

Education.

• A university degree in any field.
• Professional qualification in banking is an added advantage.

Experience.

• 3 years’ and above, related banking industry experience.

Skills and competencies.

•  Analytical and Investigation Skills
•  Accounting Skills
•  Sound understanding of banking industry
• Knowledge and understanding of FIA
•  Excellent oral and written communication
• Excellent relationship management
• Computer skills
• Results-driven orientation
• High integrity
• Multi-tasking disposition
• Satisfactory Customer Service Disposition.