To analyse and assess the applicants’ credibility to determine feasibility of granting loans.

Outputs/Responsibilities.
• To market Umoja Microfinance products by clearly explaining to individuals the types of loans and credit options available as well as the terms of loans.
• To carry out proper verification of both the individual’s business premises as well as residence prior to recommendation for a loan.
• To evaluate loan applications and documents to confirm authenticity.
• To approve loans and present to the respective Branch Manager for final Approval.
• To update clients about any new policy that may be passed by the Company and ensure implementation of the same. To ensure that the disbursed loans are recovered back within the stipulated period.
• To review and update accurate information required concerning the loans.
• To obtain and record accurate information about the clients.
• Update in time all the necessary record books.
• Any other duty that may be assigned to you.

Qualifications: Education/Knowledge/Technical Skills and Experience.
• Minimum of a Bachelor’s Degree from a recognised university, CPA Level 1. No need for experience
• Computer literate
• Writing and reporting skills
• Networking and influencing skills
• Ability to communicate in applicable local language(s)
• Track record demonstrating high integrity, reliability and dependable
• Ability to work with minimal supervision.
• Computer literacy
• Perform other duties as required