To manage the bank’s delinquent accounts by recommending and/or implementing remedial action for purposes of minimizing credit loss through rehabilitating or recovering from such accounts.

Key responsibilities
• Review the assigned delinquent accounts/portfolio to ascertain the causes of the default and recommend remedial action.
• Ensure that facility documentation and securities of the managed portfolio are up to date.
Initiate and ensure viable remediation effort is undertaken to rehabilitate and/or recover from assigned client portfolio.
• Participate in credit governance meetings to identify and/or recommend accounts that require closer monitoring under Recoveries & Collections.
• Recommend accounts to be transferred to external service providers to support/ further management.
• Update assigned clients’ files with the relevant recovery efforts.
Submit regular reports on updates on accounts in portfolio to Supervisor.
• Prepare updates for monthly Recoveries meetings and ensure that such reports are submitted in a timely manner.

Minimum education qualifications:
• First degree in any discipline with a minimum of a second class upper.
• Professional qualification and post-graduate qualification (or in progress) in a business-related Field is a Must.
Work experience:
• A minimum of 2-3 years cognate experience

Required competencies (Knowledge, Skills & Abilities):
• Analytical and Investigative skills
• Excellent communication Skills.
• Sound understanding of banking industry
• Knowledge and understanding of FIA
• Good understanding of the business and macro – economics landscape
• High integrity