DUTIES AND RESPONSIBILITY
• Source and process sound business and encourage potential prospects to open up
• operating accounts so as to contribute to the targeted growth in the balance sheet and profit and loss.
• Ensure that both potential credit prospects and existing customers are dealt with effectively so as to maximize revenue and ensure quality in the bank’s service delivery.
• Build relationships with customers in order to attract referrals to ensure repeat business and loyalty.
• Manage the portfolio efficiently in liaison with the Credit Division to avoid/minimize provisions for Non-Performing Assets.
• Analyze and monitor the portfolio as to further structure appropriate products for the customer.
• Prepare Credit Assessment Memorandum for prospective and existing client and vouch for approval from credit committee.

KEY PERFORMANCE INDICATORS
• Growth of portfolio by size
• Ratio of non-performing assets relative to total portfolio
• Departmental audit and risk management grading.
• Turn-Around-Times on customer deliverables.
• Customer complaints / queries received on portfolio
• Revenue

JOB REQUIREMENTS
• 5 – 8 years of working experience in corporate/commercial Banking
• A university degree in Commerce, Economics or Business Administration.
• Part or Full professional qualifications in accounting (ACCA/CPA), MBA or equivalent is added advantage