dfcu Bank is a fast-growing Bank in Uganda offering a wide range of financial solutions to its chosen market segments. We are seeking to recruit a Senior Officer- Credit Control in our Operations Domain (COO) to support our expansion strategy.
REPORTING TO: Manager- Credit Control

JOB PURPOSE: Reporting to the Manager Credit Control, the role holder will prepare all contracts relating to the Bank’s Corporate, Business Banking and other borrowing customers with non-standardized deals that involve unique terms and conditions with huge exposures in a language that can easily be understood by either parties in compliance with all legal, financial and credit requirements to protect the Bank from any loopholes arising from poor documentation and in case of default, such contracts must be enforceable in the Courts of law. They will also set out all terms and conditions under which the Bank is willing to make available to the Customer the approved credit facility and provide advisory services to the Bank’s business units.
LOCATION: Kampala

KEY ACCOUNTABILITIES:
• Preparation of loan documents for Corporate Banking and Business Banking borrowing customers in line with the Bank’s Approved Standard Formats.
• Preparation of documents for non-standardized deals that involve unique terms and conditions with huge exposures in line with the Service Level Agreement.
• Proofread and advise on standardized documents done by Legal and external lawyers – for accuracy and completeness.
• Draft Service Level Agreements, with all internal stake holders and review those with external stake holders.
• Offer advisory services to business units on all legal related issues on the different credit files as presented for preparation of credit agreements.
• Conduct regular security reviews, reconciling the physical security positions as reported by the Documentation team and tracking delays, renewals, and releases.
• Conduct periodical sensitivity and confirmation checks of validity of securities for deteriorating credit facilities of the Bank’s top borrowers.

QUALIFICATIONS, EXPERIENCE and COMPETENCIES REQUIRED:
• Law Degree from a reputable learning institution.
• Diploma in Legal Practice from Law Development Centre (LDC) or its equivalent.
• In-depth knowledge of the principles governing Banking & Corporate Law, Land Law, Mortgages and Leasing, among others.
• Administration or any other related field in Credit Administration.
• Self-motivation, result orientation with ability to make appropriate decisions as and when required.
• Effective communication, good interpersonal and research skills.
• Two years’ experience in drafting credit agreements in a reputable institution/legal firm.
• Excellent understanding of operations of all Bank products.
• Attention to detail.
• Independence and with a good judgement of tasks.
• Ability to deliver quality output within tight deadlines.