Job Title: Verification Officer
Reporting to: Senior Credit Manager

Job Purpose:
The primary objective of the role will be to verify and authenticate the relevant documents and information collated from clients that is submitted within the credit files. This will enhance the reliability of the information used during the credit appraisal process and thus minimize fraudulent transactions that may cause financial loss to the bank.

Key responsibilities:
• To verify the authenticity of the following documents as well as the information contained therein by calling back the relevant signatories as well as partnership with Risk, Legal & Compliance (Fraud) department; Financial statements (Audited and Management accounts), Customer contracts, Local Purchase orders, Invoices, Certificates, Employer Letters of Undertaking, Bank statements from other financial institutions, The basic KYC documentation presented, if not already verified at other levels.
• Conduct business visits to client premises to verify details presented on the client’s business.
• Adherence to set workflows and work queues to ensure that agreed Service levels are met.
• Proactively identify trends that may affect the quality of submitted documents and ensure corrective action and escalation to team leader is applied appropriately.
• Actively perform fraud checks to limit the risk of fraudulent or inaccurate application processing.
• Identify discrepancies in application documents and inform the sanction point of the same.

Minimum Requirements:
• Bachelor’s Degree
• Professional qualification will be added advantage.

Skills:
• Analytical Skills
• Attention to details.
• Microsoft Office